Free quiz · No credit card required

Build a dividend portfolio that matches your goals

Answer 10 questions. Get a personalized model dividend portfolio with sample allocations, estimated yield, and projected income — powered by transparent, rules-based logic.

Educational only — not investment adviceDeterministic, transparent algorithmResults in under 3 minutes

Example result preview

Core Dividend ETFs40%
Dividend Growth20%
REITs15%
Growth Quality15%
Higher Yield10%
Est. weighted yield: 3.4%Profile: Balanced Income Builder

How it works

From quiz to portfolio in minutes

No financial jargon. No overwhelming spreadsheets. Just a clear model portfolio matched to your situation.

Step 01

Take the 10-Question Quiz

Answer questions about your age, goals, risk tolerance, account type, and preferred portfolio style. Takes about 3 minutes.

Step 02

Get Your Model Portfolio

Our rules-based engine calculates a personalized dividend portfolio allocation across 6 categories — including sample tickers and estimated yield.

Step 03

Track and Refine (Premium)

Upgrade to Premium to save portfolios, track real holdings, get rebalancing alerts, run scenarios, and access premium model portfolios.

Free vs Premium

Start free. Upgrade when ready.

Feature
Free
Premium
Personalized quiz & model portfolio
Donut chart allocation view
Sample ticker list per category
Estimated yield & income projection
Educational notes & next steps
Saved portfolio history
Manual holdings tracker
Portfolio drift & rebalancing alerts
Dividend income scenario planner
Premium model portfolio library
Weekly income newsletter

What investors say

Built for real investors

"I finally have a clear structure for my dividend portfolio. The quiz understood exactly what I needed — steady income, not speculation."

Sarah M.

Early retiree, age 58

"As a beginner, I had no idea where to start with dividend investing. DivBuilder gave me a solid, simple allocation I actually understood."

James T.

Software engineer, age 31

"The scenario planner helped me visualize what my portfolio could generate in 15 years. That context changed how I think about contributions."

Priya K.

Small business owner, age 44

FAQ

Common questions

Is this investment advice?

No. DivBuilder is an educational tool. All model portfolios are for illustrative purposes only. We are not a registered investment advisor, broker-dealer, or fiduciary. Always consult a qualified financial professional before making investment decisions.

Are the sample tickers actual recommendations?

No. The tickers shown are educational examples of the types of securities that fit each category. They are not personalized recommendations. Do your own research before purchasing any security.

How is my portfolio calculated?

Your portfolio allocation is determined by a transparent, rules-based algorithm that weighs your quiz answers across five dimensions: growth orientation, income priority, risk capacity, time horizon, and simplicity preference. No AI or randomness is involved.

Is my data secure?

Yes. We use Supabase with row-level security, and your quiz results are tied only to your account. We do not sell your data to third parties.

What is the difference between Free and Premium?

Free gives you one complete quiz result with full allocation, sample tickers, and income estimates. Premium adds saved portfolios, manual holdings tracking, drift alerts, a scenario planner, premium model portfolios, and newsletter access.

Can I cancel my Premium subscription?

Yes, any time. No long-term commitment. Cancel from your dashboard and access continues until the end of your billing period.

Ready to build your dividend portfolio?

Free quiz. Clear results. No credit card required. Educational model portfolios built for self-directed investors.

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For educational purposes only. Not investment advice. Read disclaimer