Privacy Policy

DivBuilder ("we", "us", "our") respects your privacy. This policy describes what data we collect, how we use it, and your rights.

Information We Collect

We collect information you provide when you:

• Create an account (name, email address)
• Complete the portfolio quiz (your answers and generated results)
• Subscribe to Premium (billing handled securely by Stripe)
• Add holdings to your portfolio tracker
• Contact us via email

We also automatically collect certain technical data such as IP address, browser type, and usage patterns to improve the Service.

How We Use Your Information

We use your information to:

• Provide and improve the Service
• Save and restore your quiz results and portfolio data
• Process subscription payments (via Stripe)
• Send transactional emails (e.g., welcome, result delivery)
• Send the optional weekly dividend newsletter (Premium subscribers only, opt-in)
• Comply with legal obligations

Data Storage and Security

Your data is stored securely using Supabase with row-level security policies — meaning your data is only accessible to you. We use industry-standard security measures. However, no system is perfectly secure; use the Service at your own risk.

Third-Party Services

We work with the following third-party providers:

• Supabase — database and authentication
• Stripe — payment processing (we never store your payment card data)
• Resend — transactional email delivery
• Vercel — hosting infrastructure

We do not sell, rent, or trade your personal information to any third party for marketing purposes.

Cookies

We use strictly necessary cookies for authentication and session management. We do not use advertising or tracking cookies. You can disable cookies in your browser settings, though this may affect Service functionality.

Your Rights

You have the right to access, correct, export, or delete your personal data. To exercise these rights, email us at privacy@divbuilder.com. Account deletion can also be requested via email.

Children's Privacy

The Service is not intended for users under 18. We do not knowingly collect information from minors.

Changes to This Policy

We may update this policy periodically. We will notify registered users of material changes via email. Continued use of the Service after changes constitutes acceptance.

Contact

Privacy questions: privacy@divbuilder.com